USDA Rural Development offers 100% Government guaranteed Financing With "NO MONEY DOWN"!

Welcome to USDA Home Loans.

USDA Loan Specialists.

We work with First Time Home buyers and current homeowners to purchase a house with NO MONEY DOWN using the programs USDA Rural Development has to offer.

• "No Money Down Needed"...
• Great for 1st time home buyers...
• Perfect credit not needed...

In most cases this is a better option than an FHA Loan. You will end up with a lower monthly mortgage payment and not have to put 3.5% down.

All programs are on a  30 year low fixed rate term.

We will  guide you through the process of obtaining a USDA Rural Housing mortgage. We assist people from all backgrounds, income brackets and credit levels. We will give you all the information you need to get a No Money Down mortgage at a  Low Interest Rate.

A minimum of a 620 middle credit score is required. If you are close we can advise you on how to get your score up to the minimum needed.

Check your counties eligible areas and income limits  by clicking the eligibility button or income limits button towards the top of this site.

This program is not just for rural areas, many suburban areas qualify. The USDA Rural Development Loan has helped thousands like you obtain homeownership.

Puchasing a foreclosure or shortsale is allowed with this program. Buy a foreclosure with no money down and take advantage of the low 30 year fixed rates that are currently available.

This is one of the only No Money Down mortgage options left. Top that off with a low interest rate and it is the best option out there.