USDA Home Loans Blog

The best first time home buyer programs are offered by USDA rural development and USDA Home Loans.

NO down payment required.

Perfect credit is not needed.

Seller can pay all closing costs.

Low interest rates and payments.

No monthly mortgage insurance.

Now is the time to buy!

Ok, you cash buyers can wait till the last minute which is November 30th 2009.

The rest of us must do something quick to meet the deadline. With mortgage  underwriting times running from 30-60 days, time is running out. You must find a home soon if you expect to take advantage of the of the tax credit. If you buy a 100k home your credit would be $8000. If you buy a 75k home your tax credit would be $7500. That's alot of money. What can you do with that money? Anything you want. Buy furniture for your new home. Payoff a car or another debt. Take a vacation.

First time buyers are anybody who has not owned a home in the last three years.

It's cheaper to own than rent in alot of areas.

You can buy a 100k home with No Money Down for about $595 per month plus taxes and insurance and get $8000 bucks. Wow, that sounds like a pretty good deal.

USDA Home loans offers 100% financing at great rates.

• No down payment needed
• No Monthly Mortgage insurance
• Flexible credit guidelines

Apply Now for NO MONEY DOWN financing.